Business Protection

RSJ is an Independent FinancialAdviser and provides friendly advice, tailored to your personal needs and circumstanes.

There are many circumstances when a business needs to arrange a suitable protection product.

Perhaps there is a key person who is responsible for the majority of profits, or has a unique and hard to replace skill set that is vital to the organisation. An employer may take out a key person insurance policy on the life or health of any employee whose knowledge, work, or overall contribution is considered uniquely valuable to the company.

Perhaps in a partnership or company, protection is required in the event of the death or critical illness of a shareholder, partner or member when the business will face the question of how to retain control and assign fair value. To ensure control of the business is retained, the remaining owners need to have the ability to purchase the business share from the retiring owner or deceased owner’s estate.

Our Financial Services team has specialist experience in helping owner-managed businesses mitigate these risks with suitable insurance products. To read more about what you can expect from us click here.

For more information about what we can actually achieve, call us on 0151 703 1088 or email us at enquiries@rsjfinancialplanning.co.uk